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|   Driving Directions  |   Mortgage Vocabulary  |   Bookmark This Site       Calculate Monthly Principal and Interest Payment   How does this work? Your monthly mortgage payment can consist of up to five things.   1. Principal payment (the amount applied to the outstanding balance).   2. Interest payment (the amount applied only to interest).   3. Home Owners insurance premium (typically held in escrow)   4. Property taxes   5. Mortgage Insurance This calculator will break down the combined principal and interest payment. (#1 and #2)   Loan Amount $ Interest Rate % Term  years   privacy / security | why choose the Abela Group? | continue online application | loan status | find a loan officer current customers | home loans | less than perfect credit | contact us | site map | careers | Affiliate Program The Loan Process | about us | licenses & registrations    Equal Housing Lender. © 2007 Abela Group Home Loans, L.L.C. Trade/service marks are the property of Abela Group Home Loans L.L.C., and/or its subsidiaries. *Loan Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. **Interest Rates are subject to change without notice. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing. Privacy & Security.